MLI Select is a CMHC mortgage loan insurance program that offers reduced premiums, longer amortization periods (up to 50 years), and higher loan-to-value ratios for multi-unit residential rental properties that meet specific affordability, accessibility, or climate compatibility criteria. For Canadian real estate investors, it provides significant financing advantages when building or purchasing rental properties that align with CMHC's social and environmental goals, effectively lowering costs in exchange for commitments like keeping a portion of units at below-market rents.
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