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Meet Scott Dillingham

Founder & Award-Winning Mortgage Agent

Direct AnswerScott Dillingham is Founder & Award-Winning Mortgage Agent at LendCity™ Mortgages. Book a free strategy call to discuss your deal.

Scott Dillingham is a Licensed Mortgage Agent (Ontario, Level 2) and founder of LendCity™, operating under the Mortgage Architects brokerage. With 15+ years of active real estate investing experience and a proven portfolio spanning Canada, the US, and Mexico, Scott brings authentic expertise to every client conversation. As a top 1% mortgage agent in Canada, he's closed hundreds of deals and structured creative financing solutions for investors that traditional lenders wouldn't consider. His deep market knowledge isn't theoretical—it's earned through direct capital deployment and portfolio ownership.

Scott's commitment to investor education is evident in his dual-podcast platform: host of the Wisdom Lifestyle Money Show (50K+ listeners) and Close More Deals for Realtors. He's built a community of thousands who rely on his straight-talk approach to real estate investing and mortgage strategy. He breaks down complex financing mechanisms, market cycles, and investment tactics in a way that's immediately actionable—because he's using these exact strategies himself across his own portfolio. His content delivers real-world intelligence from someone actively closing deals, not theory from a textbook.

What sets Scott apart is his genuine passion for seeing investors win and his cross-border expertise. He's built LendCity™ to operate across Canada, the United States, and Mexico because he knows opportunities don't respect borders. Whether you're acquiring your first rental property, scaling a commercial portfolio, or navigating complex cross-border financing, Scott and his team bring institutional-grade expertise, deep lender relationships, and an investor's mindset to turn your vision into reality. When you work with Scott, you're not just getting a mortgage broker—you're getting a partner invested in your success.

Strategy call

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Photo of Scott Dillingham, Founder & CEO at LendCity™ Mortgages

Scott Dillingham

Founder & CEO

Free Strategy Call

Discuss your homeownership or investment goals with Scott. Get personalized advice on your next steps.

30 minutes

Duration

Eastern Time

Timezone

September 2026

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“Scott and Kirann were fantastic to work with. This was our first home purchase and along with planning a wedding, honeymoon, and still working our full-time…”

River Schauber

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“I can't recommend Gillian Irving and Scott Dillingham at LendCity™ highly enough. My husband and I worked with them on a surprise purchase that ended up being…”

Camille Jordaan

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“I recently worked with Scott and Aya on a mortgage transaction and had a positive experience. They were knowledgeable, responsive, and focused on achieving…”

Kelly RCO

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“Scott & Kirann were incredibly helpful, professional, and kind throughout the entire process of securing my first mortgage. Both agents have a wealth of…”

val almeida

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“Scott and Aya were very helpful with the purchase of our first home! Got us a great rate with no stress!”

Brandon

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“Great working with Lend City Mortgages! I truly appreciate how Scott and Kirann handled the entire process—professional, efficient, and always on top of…”

Rose Laflamme

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“LendCity™'s Scott Dillingham and Kirann Sharmaa went up, over and beyond helping me with all the fine details of the mortgage process as well as locking in the…”

Margaret Z

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“LendCity™ provides an excellent experience from start to finish! Scott is extremely knowledgeable & efficient. Highly recommend to anyone looking for reliable…”

Savanna Campbell

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