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MLI, DSCR, or conventional?

Two or three questions. We route you to CMHC MLI, DSCR / cash flow, or conventional / private — then the matching calculator and a strategy call with that desk.

What does the financing decision coach do?The decision coach routes an investment property into one of three LendCity™ paths: CMHC MLI for 5+ unit Canadian multifamily, DSCR / cash-flow qualification for 1–4 unit Canada or U.S. rentals, and conventional or private for owner-occupied, commercial, construction, and income-qualified files. Each outcome deep-links a calculator and a strategy call with the matching service hash.

Paths
MLI · DSCR · Conventional
Questions
2–3
Call length
30 min
Cost
Free
Question 1 of 30%

Where is the property?

The three paths

Skip the questions

Already know the product? Open the calculator or book the matching desk.

CMHC MLI

5+ unit Canadian multifamily. High LTV, points, and amortization — size the loan then book the CMHC desk.

DSCR / cash flow

1–4 unit Canada or any U.S. rental that should qualify on rents, not personal T4 income.

Conventional / private

Owner-occupied, commercial, construction, or 1–4 units underwritten on personal income — with private as the backup.

Looking for an investor persona instead of a product path? Take the 5-question investor quiz . Or browse all investor tools and Get Financed.

Ready to Take the Next Step?

Our team of experts is here to help you find the best financing solutions for your goals.

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