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Expert insights on investment property financing, mortgage strategies, and real estate investing tips.

Articles: 566
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Since: 2019

Featured Mortgage & Financing 2026.08.20

Real Estate Leverage Guide: How to Use Mortgages to Build Wealth .

Learn how to use leverage in real estate investing. Understand leverage benefits, risks, finding financing, maximizing returns, and prudent leverage practices.

Real estate leverage uses mortgages to control property with 20% down, amplifying returns — 3% appreciation can equal a 15% return on cash invested.

LendCity™

Mortgage & Financing

6 min read

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Real Estate Leverage Guide: How to Use Mortgages to Build Wealth

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11 articles

2026.08.19

2026.08.19 Latest

How to Know When to Sell an Investment Property

Learn when selling an investment property beats holding — cap-rate compression, negative cash flow, opportunity cost, and Canadian tax.

2026.08.19 LendCity™ · 11 min Real Estate Investing 101
2026.08.18

2026.08.18

Can You Claim a Rental Loss from CCA in Canada?

CRA rule: you cannot use Capital Cost Allowance to create or increase a Canadian rental loss. What you can deduct, what carries forward, and recapture at sale — 2026.

2026.08.18 Scott Dillingham · 6 min Mortgage & Financing
2026.08.18

2026.08.18

Home Improvement Loans: Finding the Right Financing for Your Project

Compare home improvement financing options including HELOCs, home equity loans, personal loans, and cash-out refinancing. Find the right fit for your project.

2026.08.18 LendCity™ · 4 min Mortgage & Financing
2026.08.17

2026.08.17

Heat Payments in Underwriting: What Investors Need to Know

Learn how heating costs affect mortgage underwriting for investment properties. Understand utility expense documentation and qualification strategies.

2026.08.17 Scott Dillingham · 4 min Mortgage & Financing
2026.08.16

2026.08.16

Buying Your First Home Before 30: A Canadian Success Guide

A step-by-step guide for young Canadians to buy their first home before age 30 through strategic saving, debt management, and mortgage qualification.

2026.08.16 Scott Dillingham · 4 min Mortgage & Financing
2026.08.15

2026.08.15

Final Walkthrough: Your Last Chance Before Closing

A step-by-step guide to conducting your final walkthrough before closing on an investment property, including checklists, what to verify, and how to handle problems.

2026.08.15 Scott Dillingham · 4 min Real Estate Investing 101
2026.08.14

2026.08.14

Downsizing Your Investment Portfolio: When and How to Sell

Learn when and how to downsize your real estate portfolio. Understand alternatives to selling, which properties to exit first, and how to execute strategic sales.

2026.08.14 Scott Dillingham · 5 min Real Estate Investing 101
2026.08.13

2026.08.13

The True Cost of Selling Your Investment Property

Understand the real costs of selling investment property - commissions, prep costs, closing fees. Learn when selling makes sense versus refinancing or holding.

2026.08.13 Scott Dillingham · 5 min Real Estate Investing 101
2026.08.12

2026.08.12

Cohabitation Income for Mortgage Qualification in Canada

Learn how cohabitation income can help you qualify for a larger mortgage by including household income from non-borrower residents.

2026.08.12 Scott Dillingham · 6 min Mortgage & Financing
2026.08.12

2026.08.12

Mortgage Investment Corporation: Lending vs Equity in Canada

How a mortgage investment corporation funds cash-flow lending and LP equity in Canada—Keasy MIC, RSP/TFSA, Hamilton 10-plex.

2026.08.12 Scott Dillingham · 7 min Partnerships & Capital Raising
2026.08.11

2026.08.11

Buyer's Market Strategy: How to Negotiate & Get Discounts

How to recognize and capitalize on buyer's market conditions, including negotiation tactics, market indicators, and strategies for acquiring properties at a discount.

2026.08.11 Scott Dillingham · 5 min Real Estate Investing 101

Latest Articles L a t e s t A r t i c l e s

Real Estate Leverage Guide: How to Use Mortgages to Build Wealth .

All articles

How to Know When to Sell an Investment Property

Can You Claim a Rental Loss from CCA in Canada?

Home Improvement Loans: Finding the Right Financing for Your Project

Heat Payments in Underwriting: What Investors Need to Know

Buying Your First Home Before 30: A Canadian Success Guide

Final Walkthrough: Your Last Chance Before Closing

Downsizing Your Investment Portfolio: When and How to Sell

The True Cost of Selling Your Investment Property

Cohabitation Income for Mortgage Qualification in Canada

Mortgage Investment Corporation: Lending vs Equity in Canada

Buyer's Market Strategy: How to Negotiate & Get Discounts

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