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Expert insights on investment property financing, mortgage strategies, and real estate investing tips.

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Mortgage & Financing

CMHC Rental Construction Financing Initiative (RCFi): Complete Guide for Developers

SScott DillinghamJun 9, 2026· 13 min read

How CMHC's Rental Construction Financing initiative works — low-cost construction loans for purpose-built rental housing in Canada.

Mortgage & Financing

Insurance Requirements for a Commercial Mortgage in Canada: What Lenders Demand

SScott DillinghamJun 9, 2026· 20 min read

What insurance coverage commercial mortgage lenders require in Canada — property insurance, liability, environmental, title, and loss of rent coverage.

Mortgage & Financing

MLI Select Premium Changes: How We Restructured a 50-Year Amort Deal After July 2025

SScott DillinghamJun 9, 2026· 8 min read

Scott Dillingham explains CMHC MLI Select premium adjustments after July 2025 and how we restructured a 50-year amortization multi-family deal to keep the file alive.

Partnerships & Capital Raising

No-Money Real Estate Investing in Canada: Creative Strategies

SScott DillinghamJun 9, 2026· 7 min read

Build a real estate portfolio with minimal capital using partnerships, seller financing, house hacking, and sweat equity. Canadian investor strategies.

Mortgage & Financing

Recourse vs Non-Recourse Commercial Mortgages in Canada: What Investors Need to Know

SScott DillinghamJun 9, 2026· 15 min read

Understanding recourse and non-recourse commercial mortgage structures in Canada — personal guarantees, carve-outs, and how to protect your assets.

Mortgage & Financing

What I Learned Closing MLI Select Deals in Alberta

SScott DillinghamJun 9, 2026· 9 min read

Licensed broker Scott Dillingham shares lessons from closing CMHC MLI Select deals in Edmonton and Calgary — affordability points, lender appetite, and why Alberta math beats Ontario.

Mortgage & Financing

Lender Policies & Underwriting for Canadian Investors

SScott DillinghamJun 7, 2026· 7 min read

Navigate lender policies and underwriting for investment property financing. Learn portfolio scaling, documentation requirements, and working with underwriters.

Partnerships & Capital Raising

8 Questions to Ask Before Choosing a JV Partner

SScott DillinghamJun 5, 2026· 7 min read

Evaluate joint venture partners with these 8 essential questions. Assess compatibility, values, goals, and trustworthiness before committing capital.

Real Estate Investing 101

5 Proven Strategies to Find Investment Properties in Canada

SScott DillinghamJun 3, 2026· 11 min read

Discover 5 proven strategies for finding investment properties: MLS techniques, networking, auctions, direct marketing, and online platforms that actually work.

Mortgage & Financing

STR Financing in Canada: A-Lenders vs B-Lenders & DSCR

SScott DillinghamJun 1, 2026· 14 min read

How Canadian lenders qualify short-term rental properties. Compare A-lender vs B-lender requirements, DSCR qualification, and documentation needed for Airbnb financing.

Real Estate Investing 101

Furnish Rental Properties on Budget: Executive Rental Strategy

SScott DillinghamMay 30, 2026· 6 min read

Smart furnishing strategies for executive rentals. Maximize income while controlling costs—prioritize what tenants value most.

Real Estate Investing 101

Annual Landlord Checklist for Canadian Investors

SScott DillinghamMay 28, 2026· 7 min read

Essential annual tasks for rental property owners: rent reviews, insurance audits, inspections, and lease management to maximize returns.