Cmhc
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DSCR Loans Canada & US: Qualify on Cash Flow, Not Income .
Qualify for mortgages based on property cash flow with DSCR loans in the US and Debt Coverage Ratio programs in Canada.
DSCR loan Canada: qualify on property cash flow, not personal income. Canada Debt Coverage Ratio programs require 1.2+ DSCR; US DSCR loans need 1.0+ at 20-25% down. No tax returns or employment verification. Ideal for self-employed investors and portfolio scaling.
Scott Dillingham
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