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Featured 2026.02.15

DSCR Qualifying Guide: Use Property Income, Not Personal .

How DSCR lending lets you qualify for mortgages based on rental property income instead of personal income. Scale your portfolio without income limits.

DSCR lending qualifies based on property cash flow (1.2+ DSCR) not personal income. Perfect for self-employed, real estate professionals, and portfolio scaling. 25-30% down payment, 680+ credit score. Build unlimited portfolio without income limits. Property must generate sufficient rental income.

Portrait of Scott Dillingham
Scott Dillingham
Mortgage & Financing

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Ready to Finance Your Next Multifamily Building?

Calculate your max MLI loan and talk to CMHC program specialists.

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