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Mortgage Approval

Browse all articles tagged with “Mortgage Approval”.

Articles: 4
Writers: 1
Since: 2019

Featured Mortgage & Financing 2026.07.08

Improve Debt Service Ratios for Mortgage Approval .

Optimize GDS and TDS ratios to qualify for investment mortgages. Strategies to pay down debt, increase income, and use rental offsets.

Debt service ratios (GDS and TDS) control mortgage approval. GDS must be 39% or less, TDS must be 44% or less. You can improve these by paying down debt and increasing income.

Scott Dillingham

Mortgage & Financing

12 min read

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Improve Debt Service Ratios for Mortgage Approval

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3 articles

2026.03.15

2026.03.15 Latest

Commercial Mortgage Approval Timeline Canada: How Long Does It Take?

How long commercial mortgage approvals take in Canada by lender type — bank, credit union, CMHC, and private timelines from application to funding.

2026.03.15 Scott Dillingham · 17 min Mortgage & Financing
2026.02.15

2026.02.15

Optimize Your Credit Score for Investment Mortgages

Boost your credit score specifically for investment property mortgage approval in Canada. Strategic moves, timing tips, and lender score thresholds explained.

2026.02.15 Scott Dillingham · 12 min Personal Finance & Mindset
2026.02.14

2026.02.14

Investment Property Mortgage Document Checklist Canada

Complete document checklist for applying for an investment property mortgage in Canada. Every form, statement, and letter your lender will request.

2026.02.14 Scott Dillingham · 11 min Mortgage & Financing

Mortgage Approval M o r t g a g e A p p r o v a l

Improve Debt Service Ratios for Mortgage Approval .

All articles

Commercial Mortgage Approval Timeline Canada: How Long Does It Take?

Optimize Your Credit Score for Investment Mortgages

Investment Property Mortgage Document Checklist Canada

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Mortgage Approval