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Tagged: Underwriting

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DSCR Requirements by Lender Type in Canada: Banks, Credit Unions, CMHC & Private

DSCR Requirements by Lender Type in Canada: Banks, Credit Unions, CMHC & Private

LLendCityMar 15, 2026· 12 min read

DSCR requirements in Canada vary significantly by lender type. Compare minimum ratios and calculation methods for Big 5 banks, credit unions, CMHC, and private.

DSCR Requirements for Multifamily: CMHC Minimums Explained

DSCR Requirements for Multifamily: CMHC Minimums Explained

LLendCityFeb 26, 2026· 16 min read

Debt service coverage ratio requirements for apartment building mortgages in Canada. CMHC minimums, conventional lender thresholds, and how to improve your.