Investor Pre-Approval Readiness
The file we need before we can tell you what you can buy.
A gated document list for Canadian (and cross-border) investors who want a real pre-approval or a useful strategy call — not a rate quote with no room behind it.
Stop the document drip
One list instead of six email threads after you already have an offer.
Portfolio visible on page one
Schedule of real estate owned is required so existing debt does not surprise TDS or the DSCR desk.
Works with the PNW workbook
The same net-worth Excel is the PNW line on this list.
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Government-issued ID
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Proof of income (T4s, NOAs, business financials if self-employed)
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List of existing mortgages and property addresses
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Corporate docs if purchasing in an entity (articles, operating agreement)
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Properties owned: address, purchase date, current value, mortgage balance, rent
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Total portfolio equity and monthly cash flow estimate
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Planned acquisitions in the next 12 months
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Property address or market area
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Purchase price and down payment available
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Rent roll or pro forma (for rentals / multifamily)
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Property type: residential, multifamily, commercial, cross-border
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Primary goal: buy, refinance, scale, cross-border, development
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Timeline and any rate hold or condition deadlines
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Questions for your mortgage strategist
- Is this a commitment?
- No. It is the intake pack so a pre-approval or strategy call is based on real numbers.
- I only have one rental. Do I still need a schedule of real estate owned?
- Yes — even one property with a mortgage belongs on the schedule.
Email to download
Name and email. We send the file and can follow up on the matching desk.