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Realtor Investor Referral Kit

What to say on the listing — and what to send so financing is not a surprise at firm.

Direct answerWhen a realtor introduces an investor to LendCity™, the useful handoff is: what they are buying (city, units, price), whether a bank already declined them, and timing. Talking points: underwrite cash flow before the offer, treat pre-approval as a document package, and do not stack a fifth A-lender rental if they have already hit the four-mortgage wall.

Educational. Confirm live lender terms.

What this is

A gated PDF for realtors who work investor clients: listing talking points, what not to promise, and a handoff checklist to LendCity™. Not a rate sheet.

Fewer collapsed conditions

If the buyer cannot finance the fifth door, better to know before the offer.

You stay the agent

We are the financing person in the background — the kit is written that way.

US vs Canadian desks

A US DSCR buyer is not an A-lender residential file. The talking points say so.

When to refer (investor-fit clients) 05
  • Rental or multifamily purchase — not owner-occupied

  • Bank declined or pre-approval lower than expected

  • Self-employed buyer with strong assets

  • US property for a Canadian client (or cross-border)

  • CMHC MLI, bridge, or commercial financing needed

What to collect before you refer 05
  • Client name, email, phone

  • Property address or target market

  • Purchase price, down payment, closing date

  • Rent roll or expected rent (if investment)

  • Existing mortgages / portfolio size

Talking points for your client 04
  • LendCity™ specializes in investment property financing across Canada, USA & Mexico

  • DSCR and portfolio programs may qualify on property cash flow, not personal income alone

  • Typical financing indication within 24–48 business hours after basic deal details

  • You stay the agent — we handle the mortgage from application to funding

Next step 02
  • Register at lendcity.ca/realtors

  • Or book a partner strategy call at lendcity.ca/book-strategy-call/

Questions

Do you pay referral fees?
Talk to us on the handoff. This kit is process and talking points, not a fee schedule.
What if my client is still shopping?
Send name, city, and budget anyway. Pre-approval is still a package.

Email to download

Name and email. We send the file and can follow up on the matching desk.

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