Sponsor Package Checklist
Who is on the hook — net worth, portfolio, and the company that will own the loan.
A gated checklist for guarantor and entity diligence on Canadian multifamily files, designed to sit next to the LendCity™ personal net worth spreadsheet.
One PNW per guarantor
Joint net worth stories fall apart in underwriting. The list forces a sheet per person.
Related-party contracts surface early
Sponsor-owned property management or GC contracts are not a surprise at commitment if you list them now.
Liquidity vs paper equity
Cash and securities are called out separately from real-estate equity you cannot pull.
Complete one PNW per personal guarantor. Use the LendCity™ spreadsheet so assets, liabilities, and real estate owned land in one place.
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Personal net worth statement per guarantor
Download personal-net-worth-statement.xlsx and fill every section that applies.
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Identity and employment on the PNW
Legal name, address, employer, income, and credit-history questions.
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Liquidity
Cash, bank accounts, and marketable securities — Section A and B on the spreadsheet.
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Existing debt
Credit facilities, vehicle loans, and mortgage balances (owned share) — Sections D, F, and G.
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Schedule of real estate owned
Address, asset class, % owned, value, lender, and mortgage balance.
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Aggregate units and debt
Total doors, total mortgages, and a one-line cash-flow snapshot.
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Borrowing entity articles and ownership
Who signs, who guarantees, and the org chart if more than one company.
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Related-party contracts
Property management or construction contracts with entities the sponsor controls.
- Do all guarantors need a PNW?
- Yes — complete the LendCity™ PNW workbook for each guarantor, including co-applicant columns where they apply.
- Is a corporate balance sheet enough?
- No. MLI files still want personal net worth on the people who guarantee, plus entity documents for the borrower.
Email to download
Name and email. We send the file and can follow up on the matching desk.