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CMHC MLI Select consult

95%
Max LTV on Select
50-yr
Max amortization
50+
Points to enter Select
5+
Canadian residential units
Get financed

How this path works

A strategy call first. Apply online only after the program and document list are confirmed.

  • Score the points

    Affordability, energy, and accessibility. Run the max-loan calculator so the consult is about the file, not the formula.

  • Select vs Standard

    We confirm whether 50+ points and 1.10x DSCR are realistic, or whether Standard (up to 85% LTV) is the cleaner path.

  • Application package

    The consult ends with a document list. Apply or book a follow-up once the rent roll and energy/affordability evidence are in.

Why book with LendCity™

  • Up to 95% LTV and 50-year amortization on qualifying deals
  • Select vs Standard comparison before you go firm
  • Free max-loan calculator + specialist strategy call
FAQQ & A

FAQ

Browse our most frequently asked questions below.

CMHC MLI Select consult

Operators acquiring, refinancing, or building 5+ unit Canadian rentals who want high LTV CMHC financing.
CMHC’s enhanced multifamily insurance program rewarding affordability, energy, and accessibility points — up to 95% LTV on qualifying deals.
A minimum of 50 points to enter. Higher tiers improve premium discounts; 100+ points can unlock 50-year amortization. We score affordability, energy, and accessibility on the call.

Next steps

Select if you can earn 50+ points and want up to 95% LTV with a 1.10x min DSCR. Standard is the no-points path at up to 85% LTV, with min DSCR 1.30x on 5-year terms and 1.20x on 10-year terms — never 1.10x.
Unit count, city, purchase or refinance amount, rent roll or NOI, and any energy or affordability plans. A max-loan calculator run beforehand speeds the discussion.
The strategy call is free. The MLI max-loan calculator is on the site so you can size proceeds before or after the call — no application fee to model the deal.
Book a CMHC financing strategy call

How Much Can You Finance on Multifamily?

Use the MLI calculator and talk to CMHC specialists.

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