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Mortgage & Financing

RRSP Real Estate Investing: REITs, MICs & Strategies

LLendCityJun 17, 2026· 9 min read

Use RRSPs for real estate investing in Canada. Learn about REITs, MICs, private mortgages, and the Home Buyers' Plan with tax advantages.

Real Estate Investing 101

When to Sell Rental Property: Canadian Investor Guide

LLendCityJun 15, 2026· 9 min read

Know when to sell rental property in Canada. Learn market timing, cash flow analysis, tax planning, and exit strategies for real estate investors.

Mortgage & Financing

Real Estate Financing Mistakes for Canadian Investors

LLendCityJun 13, 2026· 9 min read

Avoid costly financing errors: documentation gaps, wrong mortgage types, overleveraging, and poor property research. Expert tips for Canadian real estate investors.

Partnerships & Capital Raising

Spousal Real Estate Partnerships: A Canadian Investor's Guide

LLendCityJun 11, 2026· 10 min read

Manage a real estate business with your spouse successfully. Learn role division, communication strategies, and financial management for Canadian investors.

Mortgage & Financing

Bridge-to-CMHC: The 90-Day Playbook

SScott DillinghamJun 9, 2026· 9 min read

Licensed broker Scott Dillingham's step-by-step playbook for bridge financing into CMHC permanent debt on multi-family conversions — based on a real Toronto office-to-residential case study.

Mortgage & Financing

CMHC MLI Flex: Simplified Mortgage Insurance for Moderate-Income Rental Housing

SScott DillinghamJun 9, 2026· 16 min read

How CMHC's MLI Flex program works — lighter requirements than MLI Select, designed for moderate-income rental housing projects in Canada.

Mortgage & Financing

CMHC Rental Construction Financing Initiative (RCFi): Complete Guide for Developers

SScott DillinghamJun 9, 2026· 13 min read

How CMHC's Rental Construction Financing initiative works — low-cost construction loans for purpose-built rental housing in Canada.

Mortgage & Financing

Insurance Requirements for a Commercial Mortgage in Canada: What Lenders Demand

SScott DillinghamJun 9, 2026· 20 min read

What insurance coverage commercial mortgage lenders require in Canada — property insurance, liability, environmental, title, and loss of rent coverage.

Mortgage & Financing

MLI Select Premium Changes: How We Restructured a 50-Year Amort Deal After July 2025

SScott DillinghamJun 9, 2026· 8 min read

Scott Dillingham explains CMHC MLI Select premium adjustments after July 2025 and how we restructured a 50-year amortization multi-family deal to keep the file alive.

Partnerships & Capital Raising

No-Money Real Estate Investing in Canada: Creative Strategies

LLendCityJun 9, 2026· 7 min read

Build a real estate portfolio with minimal capital using partnerships, seller financing, house hacking, and sweat equity. Canadian investor strategies.

Mortgage & Financing

Recourse vs Non-Recourse Commercial Mortgages in Canada: What Investors Need to Know

SScott DillinghamJun 9, 2026· 15 min read

Understanding recourse and non-recourse commercial mortgage structures in Canada — personal guarantees, carve-outs, and how to protect your assets.

Mortgage & Financing

What I Learned Closing MLI Select Deals in Alberta

SScott DillinghamJun 9, 2026· 9 min read

Licensed broker Scott Dillingham shares lessons from closing CMHC MLI Select deals in Edmonton and Calgary — affordability points, lender appetite, and why Alberta math beats Ontario.