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Expert insights on investment property financing, mortgage strategies, and real estate investing tips.

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Mortgage & Financing

Improve Debt Service Ratios for Mortgage Approval

LLendCityJul 8, 2026· 12 min read

Optimize GDS and TDS ratios to qualify for investment mortgages. Strategies to pay down debt, increase income, and use rental offsets.

Real Estate Investing 101

How to Evaluate a Deal Before Applying for Financing

LLendCityJul 7, 2026· 12 min read

A step-by-step deal evaluation framework to ensure your investment property makes financial sense before you apply for a mortgage.

Mortgage & Financing

How Fast Can You Close on an Investment Property?

LLendCityJul 6, 2026· 10 min read

Realistic closing timelines for investment property purchases in Canada by financing type, plus how to speed up the process.

US & Cross-Border Investing

Cross-Border Mortgage for Canadians Buying US Property

LLendCityJul 5, 2026· 13 min read

Step-by-step guide for Canadian investors applying for US mortgages. DSCR loans, foreign national programs, LLC setup, and closing process explained.

Mortgage & Financing

Choosing the Right Amortization for Rental Properties

LLendCityJul 4, 2026· 10 min read

How to choose between 25-year and 30-year amortization for your rental property mortgages in Canada.

Mortgage & Financing

A-Lender vs B-Lender vs Private Lender: Which Fits Your Deal?

LLendCityJul 3, 2026· 14 min read

Compare A-lenders, B-lenders, and private lenders for investment mortgages. Rates, qualification criteria, and when to use each in Canada.

Partnerships & Capital Raising

How to Evaluate a Development Partnership as an LP in Canada

SScott DillinghamJul 1, 2026· 6 min read

Due diligence checklist for limited partners evaluating real estate development partnerships in Canada. GP track record, returns, risk, and docs.

Partnerships & Capital Raising

How to Invest in Private Mortgages in Canada (2026 Guide)

SScott DillinghamJul 1, 2026· 6 min read

Learn how to invest in private mortgages in Canada. Secured lending, RRSP/TFSA options, due diligence, returns, and how private mortgage investing works.

Partnerships & Capital Raising

RRSP Private Mortgage Investing: Step-by-Step Canada Guide

SScott DillinghamJul 1, 2026· 6 min read

Step-by-step guide to lending RRSP funds as private mortgages in Canada. Self-directed accounts, trustees, documentation, and tax advantages explained.

Mortgage & Financing

Commercial Mortgage Broker vs Bank: Which Saves You More?

SScott DillinghamJun 29, 2026· 14 min read

Compare commercial mortgage brokers vs banks in Canada. See rates, speed, lender access, and which option works best for your deal.

US & Cross-Border Investing

US Estate Tax Planning for Canadians Owning US Rental Property

SScott DillinghamJun 29, 2026· 6 min read

Learn how US estate tax hits Canadian owners of American rental property — and whole life strategies foreign nationals use to protect heirs from forced sales.

Mortgage & Financing

Commercial Mortgages Atlantic Canada: Halifax, Maritimes Guide

SScott DillinghamJun 27, 2026· 15 min read

Commercial mortgage rates, lenders & financing for Halifax, Nova Scotia, New Brunswick, PEI & Newfoundland. Cap rates, DSCR, LTV requirements.