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Expert insights on investment property financing, mortgage strategies, and real estate investing tips.

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Mortgage & Financing

Tax-Deferred Property Exchanges: IRC 1031 and ITA 44 for Cross-Border Investors

LLendCityAug 25, 2026· 11 min read

Compare US IRC 1031 and Canadian ITA 44 tax-deferred exchange rules for real estate investors operating across both markets.

Mortgage & Financing

Shelter Payments in Mortgage Underwriting: Practical Strategies for Real Estate

LLendCityAug 24, 2026· 8 min read

Understand how lenders evaluate shelter payments, GDS and TDS ratios, and strategies to improve your mortgage qualification odds.

Mortgage & Financing

Using Retirement Funds for Real Estate Investment: A Complete Guide

LLendCityAug 23, 2026· 7 min read

Learn how to use retirement funds for real estate investing. Covers self-directed IRAs, non-recourse financing, REITs, prohibited transactions, and compliance.

Mortgage & Financing

The Investor's Guide to Mortgage for Rental Property

LLendCityAug 22, 2026· 6 min read

Master rental property mortgage financing. Learn residential vs commercial options, application steps, documentation requirements, and leverage strategies.

Mortgage & Financing

The Investor's Guide to Rental Income Underwriting: Key Strategies for Property Investors

LLendCityAug 21, 2026· 5 min read

Understand rental income underwriting methods. Learn add-to-income vs offset methods, documentation requirements, and lender selection strategies.

Mortgage & Financing

Real Estate Leverage Guide: How to Use Mortgages to Build Wealth

LLendCityAug 20, 2026· 6 min read

Learn how to use leverage in real estate investing. Understand leverage benefits, risks, finding financing, maximizing returns, and prudent leverage practices.

Real Estate Investing 101

How to Know When to Sell an Investment Property

LLendCityAug 19, 2026· 11 min read

Learn when selling an investment property beats holding — cap-rate compression, negative cash flow, opportunity cost, and Canadian tax.

Mortgage & Financing

Can You Claim a Rental Loss from CCA in Canada?

SScott DillinghamAug 18, 2026· 6 min read

CRA rule: you cannot use Capital Cost Allowance to create or increase a Canadian rental loss. What you can deduct, what carries forward, and recapture at sale — 2026.

Mortgage & Financing

Home Improvement Loans: Finding the Right Financing for Your Project

LLendCityAug 18, 2026· 4 min read

Compare home improvement financing options including HELOCs, home equity loans, personal loans, and cash-out refinancing. Find the right fit for your project.

Mortgage & Financing

Heat Payments in Underwriting: What Investors Need to Know

SScott DillinghamAug 17, 2026· 4 min read

Learn how heating costs affect mortgage underwriting for investment properties. Understand utility expense documentation and qualification strategies.

Mortgage & Financing

Buying Your First Home Before 30: A Canadian Success Guide

SScott DillinghamAug 16, 2026· 4 min read

A step-by-step guide for young Canadians to buy their first home before age 30 through strategic saving, debt management, and mortgage qualification.

Real Estate Investing 101

Final Walkthrough: Your Last Chance Before Closing

SScott DillinghamAug 15, 2026· 4 min read

A step-by-step guide to conducting your final walkthrough before closing on an investment property, including checklists, what to verify, and how to handle problems.