Skip to content

Latest Articles

Expert insights on investment property financing, mortgage strategies, and real estate investing tips.

1

Strategy Call

Discuss your goals and financing needs

2

Get Pre-Approved

We match you with the right lender

3

Close Your Deal

Fast closings with expert support

The True Cost of Selling Your Investment Property

The True Cost of Selling Your Investment Property

LLendCityAug 13, 2026· 5 min read

Understand the real costs of selling investment property - commissions, prep costs, closing fees. Learn when selling makes sense versus refinancing or holding.

Cohabitation Income for Mortgage Qualification in Canada

Cohabitation Income for Mortgage Qualification in Canada

LLendCityAug 12, 2026· 6 min read

Learn how cohabitation income can help you qualify for a larger mortgage by including household income from non-borrower residents.

Mortgage Investment Corporation: Lending vs Equity in Canada

Mortgage Investment Corporation: Lending vs Equity in Canada

SScott DillinghamAug 12, 2026· 7 min read

How a mortgage investment corporation funds cash-flow lending and LP equity in Canada—Keasy MIC, RSP/TFSA, Hamilton 10-plex.

Buyer's Market Strategy: How to Negotiate & Get Discounts

Buyer's Market Strategy: How to Negotiate & Get Discounts

LLendCityAug 11, 2026· 5 min read

How to recognize and capitalize on buyer's market conditions, including negotiation tactics, market indicators, and strategies for acquiring properties at a discount.

What Is a Security Deposit in Canada? Rules by Province

What Is a Security Deposit in Canada? Rules by Province

SScott DillinghamAug 11, 2026· 8 min read

Security deposit rules vary by province. See what Ontario, BC, Alberta, and Quebec allow — and common landlord mistakes that trigger penalties.

What Is a Condominium Development? A Clear Definition

What Is a Condominium Development? A Clear Definition

SScott DillinghamAug 11, 2026· 6 min read

A condominium development creates individually titled condo units. Learn how it differs from rentals and freeholds, who builds them, and how financing works.

Converting Residential Properties to Commercial Financing: When and How

Converting Residential Properties to Commercial Financing: When and How

LLendCityAug 10, 2026· 10 min read

Learn when it makes sense to move your rental properties from residential to commercial mortgages, how DSCR-based qualifying works, and what the transition actually looks like in Canada.

Residential vs Commercial Real Estate: Strategic Investment Insights

Residential vs Commercial Real Estate: Strategic Investment Insights

LLendCityAug 9, 2026· 7 min read

Compare residential vs commercial real estate investing. Learn key differences in financing, management, tenant relationships, and returns for informed decisions.

Warning Signs of a Bad Real Estate Investment (Before You Buy)

Warning Signs of a Bad Real Estate Investment (Before You Buy)

LLendCityAug 8, 2026· 6 min read

Spot red flags before buying investment property: unrealistic projections, deferred maintenance, location issues, and other warning signs.

Backyard Improvements That Actually Pay Off (And Ones That Don't)

Backyard Improvements That Actually Pay Off (And Ones That Don't)

LLendCityAug 7, 2026· 6 min read

Which backyard upgrades boost rental ROI in Canada? Landscaping, decks, fencing, and features that attract tenants—plus what to skip.

Mortgage Payment Calculator Guide for Rental Properties

Mortgage Payment Calculator Guide for Rental Properties

LLendCityAug 6, 2026· 13 min read

How to use mortgage payment calculators to model different financing scenarios for your rental property investments.

Cash-on-Cash Return Calculator Walkthrough

Cash-on-Cash Return Calculator Walkthrough

LLendCityAug 5, 2026· 11 min read

Calculate cash-on-cash return for Canadian rentals: formula, 3 worked examples, and benchmarks for what a good return looks like.

We use privacy-friendly analytics (no ad tracking). Calculator settings are saved on your device. See our Privacy Policy .