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Real Estate Investing 101

How to Know When to Sell an Investment Property

LLendCityAug 19, 2026· 11 min read

Learn when selling an investment property beats holding — cap-rate compression, negative cash flow, opportunity cost, and Canadian tax.

Mortgage & Financing

Can You Claim a Rental Loss from CCA in Canada?

SScott DillinghamAug 18, 2026· 6 min read

CRA rule: you cannot use Capital Cost Allowance to create or increase a Canadian rental loss. What you can deduct, what carries forward, and recapture at sale — 2026.

Mortgage & Financing

Home Improvement Loans: Finding the Right Financing for Your Project

LLendCityAug 18, 2026· 4 min read

Compare home improvement financing options including HELOCs, home equity loans, personal loans, and cash-out refinancing. Find the right fit for your project.

Mortgage & Financing

Heat Payments in Underwriting: What Investors Need to Know

SScott DillinghamAug 17, 2026· 4 min read

Learn how heating costs affect mortgage underwriting for investment properties. Understand utility expense documentation and qualification strategies.

Mortgage & Financing

Buying Your First Home Before 30: A Canadian Success Guide

SScott DillinghamAug 16, 2026· 4 min read

A step-by-step guide for young Canadians to buy their first home before age 30 through strategic saving, debt management, and mortgage qualification.

Real Estate Investing 101

Final Walkthrough: Your Last Chance Before Closing

SScott DillinghamAug 15, 2026· 4 min read

A step-by-step guide to conducting your final walkthrough before closing on an investment property, including checklists, what to verify, and how to handle problems.

Real Estate Investing 101

Downsizing Your Investment Portfolio: When and How to Sell

SScott DillinghamAug 14, 2026· 5 min read

Learn when and how to downsize your real estate portfolio. Understand alternatives to selling, which properties to exit first, and how to execute strategic sales.

Real Estate Investing 101

The True Cost of Selling Your Investment Property

SScott DillinghamAug 13, 2026· 5 min read

Understand the real costs of selling investment property - commissions, prep costs, closing fees. Learn when selling makes sense versus refinancing or holding.

Mortgage & Financing

Cohabitation Income for Mortgage Qualification in Canada

SScott DillinghamAug 12, 2026· 6 min read

Learn how cohabitation income can help you qualify for a larger mortgage by including household income from non-borrower residents.

Partnerships & Capital Raising

Mortgage Investment Corporation: Lending vs Equity in Canada

SScott DillinghamAug 12, 2026· 7 min read

How a mortgage investment corporation funds cash-flow lending and LP equity in Canada—Keasy MIC, RSP/TFSA, Hamilton 10-plex.

Real Estate Investing 101

Buyer's Market Strategy: How to Negotiate & Get Discounts

SScott DillinghamAug 11, 2026· 5 min read

How to recognize and capitalize on buyer's market conditions, including negotiation tactics, market indicators, and strategies for acquiring properties at a discount.

Real Estate Investing 101

What Is a Security Deposit in Canada? Rules by Province

SScott DillinghamAug 11, 2026· 8 min read

Security deposit rules vary by province. See what Ontario, BC, Alberta, and Quebec allow — and common landlord mistakes that trigger penalties.