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Featured 2026.02.15

DSCR Loan Application: Step-by-Step Guide for Canadians .

Complete walkthrough of the DSCR loan application process for Canadian investors buying US rental properties. Documents, timeline, and approval steps explained.

Canadian DSCR loan application: 5 steps - form US LLC ($500-1,000), get ITIN, open US bank account, submit property package, and close (45-60 days). Need 25-30% down and 1.0+ DSCR (no FICO required for foreign nationals). Rates 6.87%-7.12% (Apr 2026). Use foreign-national specialist lender.

Portrait of Scott Dillingham
Scott Dillingham
US & Cross-Border Investing

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