Latest Articles - Page 32

Expert insights on investment property financing, mortgage strategies, and real estate investing tips.

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Real Estate Investing 101

ADUs in Canada: Double Rental Income, One Property

SScott DillinghamFeb 5, 2026· 11 min read

Add a basement suite, laneway home, or garden suite to boost rental income. Real construction costs, zoning rules, and financing options across Canada.

Mortgage & Financing

Acreage Mortgages Canada: Farm & Rural Financing

SScott DillinghamFeb 3, 2026· 9 min read

Banks only lend against 5 acres, even on a 50-acre property. Learn how acreage financing works in Canada, down payment requirements, and lender options.

Real Estate Investing 101

Free Real Estate Investor Tools, Guides & Calculators

SScott DillinghamFeb 2, 2026· 7 min read

Access free real estate investor tools including CMHC calculators, 130+ strategy guides, and AI-powered search. Build your portfolio smarter starting today.

Mortgage & Financing

Rental Worksheets: Buy More When Banks Say You're Maxed

SScott DillinghamFeb 2, 2026· 7 min read

Rental worksheets help investors qualify for more properties even when banks say no. See real numbers showing how worksheets unlock $50K-$200K+ in extra buying.

Mortgage & Financing

Accounts Receivable Factoring: Cash Today, Not 60 Days

SScott DillinghamFeb 1, 2026· 9 min read

Turn unpaid invoices into same-day cash with accounts receivable factoring in Canada. Costs, approval speed, and when factoring beats traditional bank loans.

Real Estate Investing 101

Affordable Rentals in a Recession: Why They Win

SScott DillinghamFeb 1, 2026· 11 min read

Affordable rentals outperform luxury units during downturns. Demand floor effect, downward mobility advantage, and how Canadian investors profit in recessions.

Real Estate Investing 101

Alleyway Homes: $100K+ Discount Most Investors Miss

SScott DillinghamFeb 1, 2026· 10 min read

Alleyway homes sell for $100K+ less yet rent at market rates. Turn the curb appeal gap into strong cash flow and long-term wealth in Canadian markets.

Scaling Your Portfolio

Annual Portfolio Review: Find Trapped Equity in 7 Steps

SScott DillinghamFeb 1, 2026· 10 min read

Run a thorough annual real estate portfolio review with this 7-step checklist. Uncover trapped equity, optimize cash flow, and plan your next Canadian deal.

Real Estate Investing 101

Section 85 Rollover: Transfer Rentals to a Corp Tax-Free

SScott DillinghamFeb 1, 2026· 14 min read

Use a Section 85 Rollover to move rental properties into a corporation without triggering capital gains. Eligibility, process, and pitfalls.

Real Estate Investing 101

Bank Account Setup for Real Estate Investors in Canada

SScott DillinghamFeb 1, 2026· 11 min read

Stop mixing rental income with personal cash. The exact bank account structure Canadian real estate investors use to protect assets and simplify tax filing.

Real Estate Investing 101

Basement Storage Rentals: $500-$1,500/Month Extra Income

SScott DillinghamFeb 1, 2026· 10 min read

Turn unused basement space into $500-$1,500/month with storage unit rentals. Low setup cost, minimal management, and high returns for Canadian landlords.

Mortgage & Financing

A Lender vs B Lender: Best for Your Investment Deal?

SScott DillinghamJan 30, 2026· 7 min read

Compare A lenders and B lenders for investment property financing in Canada. Rates, qualification criteria, and when paying a premium makes strategic sense.