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Mortgage Pre-Approval Checklist for Investors (2026) .
Get your mortgage pre-approval right the first time. Investor-specific checklist: documents, income calculations, property types, timelines, and preparation.
Investor pre-approval checklist: 680+ credit score, 20% down payment, 2 years tax returns, employment letter, bank statements, NOA, net worth statement. Pre-approval valid 90-120 days. Use specialized mortgage broker. Avoid new credit applications during process. Have closing costs ready (1.5-4%).
Scott Dillingham
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