Canadian Investing C a n a d i a n I n v e s t i n g

Toronto real estate: benchmark $929,900 (March 2026, -7.3% YoY), GTA avg ~$1.02M, cap rates 3.5-5.5%, focus on appreciation over cash flow. Strategies: house hacking, secondary suites, invest in suburbs (Durham, Peel). Rent control on pre-Nov 2018 buildings. 2026 Ontario rent guideline: 2.1%. As-of-right 3-unit ADUs permitted provincially. CMHC vacancy 3.0% (Oct 2025), highest since 2021. Toronto = wealth building through equity growth.