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Single Family

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Articles
4
Writers
1
Since
2019
Featured 2026.02.26

Single-Family vs Multifamily Financing: Key Differences .

Single-family vs multifamily financing: down payments, rates, qualification, and which path grows your portfolio faster.

Single-family vs multifamily financing: single-family 5-20% down, easier qualification, residential rates. Multifamily 20-35% down, commercial lending for 5+ units, DSCR-based. CMHC MLI up to 95% LTV for 5+ units. Single-family simpler, multifamily better cash flow. Scale determines financing path: residential (1-4 units) vs commercial (5+ units).

Portrait of Scott Dillingham
Scott Dillingham
Mortgage & Financing

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