A commercial lending metric calculated by dividing a property's net operating income (NOI) by the total loan amount, expressed as a percentage. Debt yield is used by CMBS and institutional lenders as
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A commercial lending metric calculated by dividing a property's net operating income (NOI) by the total loan amount, expressed as a percentage. Debt yield is used by CMBS and institutional lenders as a measure of loan risk that is independent of interest rates or cap rate assumptions — most lenders require a minimum debt yield of 8–10% before approving a commercial mortgage.
← Mortgage & Real Estate Glossary 2026 · Editorial standards
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