The "MLI Select" Advantage
By utilizing the CMHC MLI Select program, we secure 95% LTV financing with 50-year amortizations on our projects — allowing partner capital to go further.
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Maximum Leverage
95% LTV financing means partner capital can support larger projects with lower debt-service costs during construction and stabilization.
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Lower Interest Rates
CMHC-insured financing comes with preferential rates compared to conventional construction loans, improving project economics from day one.
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Social Responsibility
MLI Select rewards projects that deliver energy efficiency, accessibility, and affordability — aligning project economics with positive community impact.
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Building for Impact
Canada is facing a housing crisis. Our development arm specializes in projects that provide stable, long-term housing for families and individuals.
"We don't just consult on financing — we live it. Every project we present to our partners is one that we are personally invested in."
Scott Dillingham
Request the Partnership Overview
An educational overview: LP vs GP, what a pipeline review covers, and the documents you should insist on seeing. It is not a project memo and does not include a specific building.
How these partnerships get structured
These case studies show financing and GP/LP structure on Canadian multi-family — they are not an offer on a live project.
Join the capital pipeline
Get notified when vetted private mortgage or development partnership opportunities open. We share deal structure, LTV band, term, and property type — not published yield promises.
- Private mortgages from ~$25,000 (cash, RRSP, or TFSA where eligible)
- Development equity partnerships from ~$100,000
- Lawyer's trust funding and mortgage registered in your name on lending deals
Book a Pipeline Review with Scott
We are vetting partners for the 2026/2027 pipeline. A private 30-minute review covers your capital range, LP vs lending, and how current projects are structured — not a public IRR.
Scott Dillingham
Founder & CEO
Capital Pipeline Review
Review LP vs private lending, capital range, and how we underwrite a development partnership. Thirty minutes with Scott — not a homeownership call.
30 minutes
Duration
Eastern Time
Timezone
September 2026
Available Times
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“Scott and Kirann were fantastic to work with. This was our first home purchase and along with planning a wedding, honeymoon, and still working our full-time…”
“I can't recommend Gillian Irving and Scott Dillingham at LendCity™ highly enough. My husband and I worked with them on a surprise purchase that ended up being…”
“I recently worked with Scott and Aya on a mortgage transaction and had a positive experience. They were knowledgeable, responsive, and focused on achieving…”
“Scott & Kirann were incredibly helpful, professional, and kind throughout the entire process of securing my first mortgage. Both agents have a wealth of…”
“Scott and Aya were very helpful with the purchase of our first home! Got us a great rate with no stress!”
“Great working with Lend City Mortgages! I truly appreciate how Scott and Kirann handled the entire process—professional, efficient, and always on top of…”
“LendCity™'s Scott Dillingham and Kirann Sharmaa went up, over and beyond helping me with all the fine details of the mortgage process as well as locking in the…”
“LendCity™ provides an excellent experience from start to finish! Scott is extremely knowledgeable & efficient. Highly recommend to anyone looking for reliable…”
Development Partnership FAQ
LP equity, timelines, CMHC leverage, eligibility, and LendCity™'s role — without published returns.