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From $126K Debt to Homeowner in 10 Months: A Recovery Story .
See how one Canadian rebuilt credit after collections and bought a home with 5% down. Real debt settlement strategies and mortgage approval tips for buyers.
From $126K debt to homeowner in 10 months: paid off collections, rebuilt credit to 680+, saved 5% down payment. Used secured credit card, paid bills on time, and disputed errors. Got pre-approved with B lender, then refinanced to A lender after 6 months. Townhouse purchase $350K with $17.5K down.
Scott Dillingham
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