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Dscr Loans

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Featured 2026.08.10

Converting Residential Properties to Commercial Financing: When and How .

Learn when it makes sense to move your rental properties from residential to commercial mortgages, how DSCR-based qualifying works, and what the transition actually looks like in Canada.

Convert to commercial financing when you hit residential limits (5-10 properties) or buy 5+ units; commercial loans qualify on DSCR (1.20+) not personal income.

Portrait of Scott Dillingham
Scott Dillingham
Mortgage & Financing

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