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Dscr Loans

Browse all articles tagged with “Dscr Loans”. Page 3.

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Featured2026.02.15

What Is a DSCR Loan? Rates, Requirements & Pricing (2026).

What is a DSCR loan? July 2026 rates ~6.5–7.75% by profile. How DSCR qualification works, what drives your rate, and how to lock the lowest pricing.

A DSCR loan qualifies investment property financing on rent vs mortgage payment — not personal income. July 2026 rates: ~6.5-7.25% excellent (720+ FICO, 1.25+ DSCR, 25%+ down), ~7.25-7.75% standard, up to 7.99% lower-tier. Foreign nationals ~6.87-7.12%. Best pricing with 740+ credit, 30%+ down, 1.25+ DSCR.

S
Scott Dillingham
Mortgage & Financing
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