Mli Standard M l i S t a n d a r d

CMHC MLI Standard offers up to 85% LTV for 5+ unit multifamily priced at the 5-yr CMB yield plus a lender spread (quote-dependent) with up to 40-year amortization. Under July 2025 risk-based pricing, base premiums run ~2.5-5.5% with a 0.25% surcharge per 5-yr amortization extension beyond 25 yrs (no points discounts). Requires 15% down, 1.10-1.20 DSCR. Rental-achievement holdbacks were eliminated in 2025. Faster approval than MLI Select (4-8 weeks). Good for existing stabilized buildings.