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Mortgage Rates

Browse all articles tagged with “Mortgage Rates”. Page 3.

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2019
Featured 2025.12.22

Fixed vs Variable Mortgages: What Investors Must Know .

Compare fixed vs variable mortgage rates in Canada. Learn penalty differences, when to lock in, and which option saves investors more money over time.

Fixed vs variable mortgages for investors: Fixed rates from ~4.34% with IRD penalties. Variable rates ~3.40% with 3-month interest penalties. Variable wins 70% of time historically. Fixed better for cash flow certainty. Variable better for long-term savings and flexible prepayment.

Portrait of Scott Dillingham
Scott Dillingham
Mortgage & Financing

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