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Rental Properties

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Featured 2026.02.15

7 DSCR Loan Mistakes That Get Your Application Denied .

Avoid these 7 critical DSCR loan mistakes that cause denials. What experienced investors do differently to get approved faster with better rates and terms.

7 DSCR loan mistakes to avoid: overestimating rent, ignoring prepayment penalties, insufficient reserves, wrong property type, not shopping lenders, poor credit timing, and rushing the appraisal. Most denials are preventable with conservative rent comps and 3-6 months of PITIA reserves.

Portrait of Scott Dillingham
Scott Dillingham
Mortgage & Financing

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