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Rental Properties

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Featured 2025.12.22

Landlord Insurance Strategies: Umbrella, Bundling & Savings .

Landlord insurance strategies for Canadian rental portfolios—umbrella liability, bundling discounts, vacancy coverage, and claims prevention tips.

Landlord insurance strategies start with a true landlord policy (not homeowner's), then add umbrella liability ($1–2M), bundle properties for 10–25% discounts, and cover loss of rent. Typical cost $1,200–2,000/year per property. Raise deductibles to lower premiums; review annually and shop every 2–3 years.

Portrait of Scott Dillingham
Scott Dillingham
Real Estate Investing 101

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