The percentage of your available credit that you're using. Keeping this under 30% helps maintain a healthy credit score.
Related Articles
- Best Mortgage Rates in Windsor Ontario (2026)
Get the best mortgage rates in Windsor, Ontario. Compare bank vs broker rates, learn what affects your rate, and find current fixed and variable options.
- How to Buy a House with No Down Payment in Canada
Buy a home with no cash saved using CMHC FlexDown, RSP loans, and cash-back mortgages. Real strategies for Canadian first-time buyers with 700+ credit scores.
- Optimize Your Credit Score for Investment Mortgages
Boost your credit score specifically for investment property mortgage approval in Canada. Strategic moves, timing tips, and lender score thresholds explained.
- How to Get Pre-Approved for a DSCR Loan in 2026
Get pre-approved for a DSCR loan in the US. Required documents, credit score minimums, application tips, and how to close faster than traditional mortgages.
- How to Improve Your Credit Score Fast in Canada
Boost your credit score quickly with proven strategies. Credit utilization tips, dispute Equifax errors, and qualify for better mortgage rates as an investor.
- Investment Property Mortgage Pre-Approval Guide (2026)
Get pre-approved for an investment property mortgage in Canada. Documents, timelines, credit score targets, and strategies to strengthen your application.