Getting Started G e t t i n g S t a r t e d

Buy a house with no down payment using 3 strategies: CMHC FlexDown (borrow up to $40K for down payment), RSP Home Buyers' Plan (withdraw $60K tax-free), or cash-back mortgages (5% cash back for closing costs). Need 680+ credit score and 5% down minimum. Total costs $8-15K for closing.