Pick the asset first — then the loan
From single-family homes to commercial complexes, learn the unique strategies, financing options, and considerations for every property type.
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1–4 residential
Duplex to fourplex: usually residential underwriting. Financing on the residential hub.
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Multifamily 5+
Apartment buildings: commercial / CMHC MLI, not a 1–4 residential mortgage.
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Office, retail, industrial
NOI and lease underwriting. Product pages — this hub explains the asset.
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Short-term / PadSplit
Income and licensing differ from 12-month leases. Confirm the program on a call.
Articles in this
what to read
From single-family homes to commercial complexes, learn the unique strategies, financing options, and considerations for every property type.
- ADUs in Canada: Double Rental Income, One Property · Guide
Add a basement suite, laneway home, or garden suite to boost rental income. Real construction costs, zoning rules, and financing options across Canada.
- Acreage Mortgages Canada: Farm & Rural Financing · Guide
Banks only lend against 5 acres, even on a 50-acre property. Learn how acreage financing works in Canada, down payment requirements, and lender options.
- Alleyway Homes: $100K+ Discount Most Investors Miss · Guide
Alleyway homes sell for $100K+ less yet rent at market rates. Turn the curb appeal gap into strong cash flow and long-term wealth in Canadian markets.
- Apartment Complex Investing: The 5-12 Unit Sweet Spot · Guide
5-12 unit apartment buildings offer compelling opportunities for Canadian investors. Multifamily economics, CMHC financing, NOI.
- Office Building Investment for Beginners (2026 Guide) · Guide
Office building investing: lease types, tenant evaluation, financing options, and how commercial office differs from residential investing in 2026.
- Retail Property Investment for Beginners (2026 Guide) · Guide
Start investing in retail properties. Learn lease types, tenant evaluation, location analysis, and how retail commercial investing differs from residential.
- Short-Term Rental Investing Canada: Airbnb Strategy Guide · Guide
Invest in short-term rental properties in Canada. Property selection, Airbnb financing, operations management, regulatory compliance, and revenue projections.
- Commercial Financing Options for Canadian Investors · Guide
Complete guide to commercial real estate financing in Canada. Term loans, bridge financing, CMHC programs, DSCR requirements, and private lending options.
- PadSplit Investment: 2-3x Cash Flow with Room Rentals · Guide
Earn 2-3x more per property with PadSplit's co-living model. Room rental strategies, financing options, property management tips, and real investor returns.
- Single-Family vs Duplex: Cash Flow & ROI Compared · Guide
Single-family vs duplex investing: cash flow, management, conversion potential, and resale value differences in Canada.
- Buying Commercial Real Estate in Canada: Starter Guide · Guide
Transition from residential to commercial investing. Valuation methods, financing options, property types, and how to build your commercial real estate team.
- How to Finance Multifamily Properties in Canada (2026) · Guide
Finance 5+ unit multifamily properties in Canada. Compare CMHC insured programs vs conventional bank loans for better rates, terms, and amortization periods.
- First Property: Buy Single-Family or Multifamily? · Guide
Which rental property should you buy first in Canada? Compare single-family vs multifamily for beginners, including financing, cash flow, and exit strategies.
- Student Rental Investing: Higher Cash Flow, Lower Risk · Guide
Student rental properties deliver higher cash flow with parental guarantors reducing risk. Financing, room-by-room strategies, university town analysis.
- How to Force Appreciation in Multifamily Properties · Guide
Force appreciation in apartment buildings via value-add renovations, boost NOI, increase property value, refinance to pull capital tax-free using BRRRR.
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Multifamily Financing
We offer specialized financing solutions for every property type, from residential to commercial to specialty investments.
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Commercial Mortgages
We offer specialized financing solutions for every property type, from residential to commercial to specialty investments.
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Residential Mortgages
We offer specialized financing solutions for every property type, from residential to commercial to specialty investments.
Related topic guides: Multifamily · Commercial lending · All guides
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Property-type investing FAQs
We offer specialized financing solutions for every property type, from residential to commercial to specialty investments.