Latest Articles - Page 23

Expert insights on investment property financing, mortgage strategies, and real estate investing tips.

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Mortgage & Financing

Mezzanine Financing for Commercial Real Estate in Canada: Complete Guide

SScott DillinghamMar 13, 2026· 12 min read

Fill the gap between senior debt and equity with mezzanine financing. Learn rates, structures, risks, and when it makes sense for Canadian investors.

Mortgage & Financing

Using Property as Collateral for a Mortgage in Canada

SScott DillinghamMar 11, 2026· 10 min read

Can you use property as collateral for a mortgage in Canada? How lenders value equity, LTV limits, and how investors leverage it to scale.

Mortgage & Financing

Commercial Mortgage Due Diligence Checklist for Canadian Investors

SScott DillinghamMar 9, 2026· 15 min read

Skip one item on this checklist and lose thousands. The complete commercial mortgage due diligence checklist every Canadian investor needs before closing.

Mortgage & Financing

DSCR vs Conventional Loans: Which Is Better for Investment Properties?

SScott DillinghamMar 9, 2026· 16 min read

Compare DSCR loans and conventional mortgages for rental properties. Qualification, rates, down payments, and which loan type fits your strategy.

Mortgage & Financing

Mortgage Broker vs Bank for Investment Property: Which Gets You Better Financing?

SScott DillinghamMar 9, 2026· 11 min read

Compare mortgage brokers and banks for investment property financing. Discover rate differences, qualification flexibility, and which option helps Canadian.

Real Estate Investing 101

Mortgage Renewal Wave: How to Lower Your Payment and Protect Your Home

SScott DillinghamMar 9, 2026· 8 min read

Facing a mortgage renewal at 4%+ rates? Learn how to extend your amortization, cut monthly payments, and add rental income before your renewal hits.

Mortgage & Financing

Canada Cap Rates 2026 by Property Type & City

SScott DillinghamMar 7, 2026· 13 min read

Canada cap rates 2026 by property type and city: multi-family 3.5–4.5%, industrial 5–6%, office 9–12%+. How cap rates affect mortgage qualification.

Mortgage & Financing

Phase 1 ESA Canada 2026: Cost, Process & Lender Impact

SScott DillinghamMar 5, 2026· 11 min read

Phase 1 Environmental Site Assessment in Canada: $3K–$8K cost, CSA Z768 process, timeline, and how results affect commercial mortgage approval.

Mortgage & Financing

Hotel Mortgage Financing in Canada: Complete Guide

SScott DillinghamMar 3, 2026· 13 min read

Understand how Canadian hotel mortgages work: RevPAR, DSCR, FF&E reserves, flagged vs independent properties, and which lenders fund hospitality deals in 2026.

Mortgage & Financing

Bridge Loans Explained: Buy Before You Sell in Canada

SScott DillinghamMar 2, 2026· 7 min read

Bridge loans let you purchase before selling your current property. How they work for residential and commercial deals, costs, and real Canadian strategies.

Real Estate Investing 101

Canadians Investing in US Real Estate: Pros & Cons

SScott DillinghamMar 2, 2026· 8 min read

Weigh the real pros and cons of US real estate investing as a Canadian. Lower prices, no rent control, DSCR approvals, plus tax and currency risks to consider.

Mortgage & Financing

Industrial Mortgage Financing Canada: Investor Guide

SScott DillinghamMar 1, 2026· 13 min read

Finance industrial and warehouse properties in Canada. LTV, DSCR, NNN leases, environmental requirements, and lender types explained with real numbers.