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Commercial Financing Options for Canadian Investors .
Complete guide to commercial real estate financing in Canada. Term loans, bridge financing, CMHC programs, DSCR requirements, and private lending options.
Commercial financing options: conventional mortgages (5-yr CMB + lender spread, quote-dependent; 25-35% down), CMHC MLI Select (LendCity™ estimate 4.75%–5.50% as of Oct 14, 2026; 15% down), bridge loans (prime 4.45% + lender premium; 6-12 months), private financing (prime 4.45% + lender premium; 40-50% down). Choose based on property type, timeline, and credit. Conventional best for strong credit, CMHC for multifamily.
Scott Dillingham
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