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First Rental Property Mortgage: Complete Application Guide .
Step-by-step walkthrough for your first investment property mortgage in Canada. From preparation through closing, with documents, timelines, and approval tips.
First rental property mortgage: 20% down payment, 680+ credit score, 44% TDS max. Get pre-approval, gather documents (2 years tax returns, pay stubs), budget 3-5% closing costs. Process takes 30-45 days. Rental income offset 50-80% for qualification. Use mortgage broker for best rates.
Scott Dillingham
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