Investment Strategy
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Commercial Mortgage Down Payment Canada: How Much? .
Down payment requirements for commercial mortgages by property type in Canada. CMHC programs starting at 5% down, conventional minimums, and how to qualify.
Commercial mortgage down payments: CMHC MLI Select 15% (85% LTV) for 5+ units, conventional 25-35% (65-75% LTV), mixed-use 20-30%, land 40-50%. CMHC programs available for multifamily but not mixed-use. Higher down payments compensate for higher risk. Budget additional 3-5% for closing costs.
Scott Dillingham
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2026.02.08 First-Time Commercial Property Buyer's Guide Canada
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2026.02.08 Commercial vs Residential Mortgage: Key Differences
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2026.02.08 Cross-Border Investing: Windsor to Detroit Rentals
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2026.02.08 How to Refinance Commercial Property in Canada (2026)
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2026.02.05 ADUs in Canada: Double Rental Income, One Property
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2026.02.02 Free Real Estate Investor Tools, Guides & Calculators
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2026.02.02 Rental Worksheets: Buy More When Banks Say You're Maxed
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2026.02.01 Accounts Receivable Factoring: Cash Today, Not 60 Days
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2026.02.01 Affordable Rentals in a Recession: Why They Win
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2026.02.01 Alleyway Homes: $100K+ Discount Most Investors Miss
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2026.02.01 Section 85 Rollover: Transfer Rentals to a Corp Tax-Free
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