Investment Strategy I n v e s t m e n t S t r a t e g y

Best commercial mortgage lenders in Canada: big banks (5-year CMB plus a lender spread, 25-35% down), credit unions (same basis, 20-30% down), CMHC MLI Select (85% LTV; LendCity™'s estimate 4.53%–5.28% as of Nov 9, 2026), private lenders (prime plus a premium, 40-50% down). Choose based on property type, credit, and timeline. Brokers access 30+ lenders.