Calculateur de rendement passif
Modelez un scénario d'hypothèque privée : montant, taux, frais du prêteur et durée. Les résultats sont une estimation éducative — les occasions réelles se discutent en appel.
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Contact Information
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What drives the estimate
Four sliders. Simple interest. No compounding, no offering, no promised yield — a sketch before a live private-mortgage file.
Capital placed
Annual interest
Lender origination
Months held
Four inputs. Live estimate.
This is a private-mortgage worksheet. You set the rate — the page does not advertise a target yield.
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Enter capital
Start with the amount you could place in a private mortgage.
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Set rate and fee
Interest and lender fee are inputs you control for the scenario.
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Read the estimate
See monthly income, interest, fee, and annualized return — then book if you want live files.
A worksheet, not a term sheet.
Use this to sanity-check a private-mortgage conversation. Security, LTV, and whether a file is available are reviewed separately.
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Simple interest
Interest earned = amount × rate × (term in months / 12). No compounding in this model.
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Lender fee
An optional origination fee added to net profit, then annualized with interest over the term.
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Not an offering
Nothing here is a solicitation or a promised return. Live capital opportunities go through a call and, where required, registered dealers.
Outputs
What the right-hand panel is showing.
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Monthly income
Simple monthly interest on the amount at the rate you entered. · Amount × rate / 12
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Interest earned
Total coupon over the term. · Amount × rate × (term / 12)
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Annualized return
Interest plus fee, scaled to a 12-month rate of return on the amount. · (Interest + fee) / amount × (12 / term) × 100
Example (defaults on this page)
The form opens at $100,000, 10% interest, 2% fee, 12 months so you can see the math immediately. Change every field.
| Interest earned | $10,000 |
|---|---|
| Lender fee | $2,000 |
| Net profit | $12,000 |
| Annualized | 12.00% |
Illustrative only. Defaults are not a LendCity™ product rate.
FAQ du calculateur de rendement passif
Comment fonctionne cette estimation, et ce qu'elle ne promet pas.
Comment fonctionne l'estimation
Investissement hypothécaire privé
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